What are the benefits of using a mortgage broker?
1. Advice on your financial options.
Mortgage brokers can make recommendations and draw from available mortgage products that match your needs and help you decide what is right for you.
2. Save time with one-stop shopping.
It can sometimes take weeks to organize appointments with competing mortgage lenders — homebuyers would rather spend their time house-hunting.
Brokers work directly with lenders and can quickly narrow down a list of options that suit you best.
3. Brokers negotiate on your behalf.
Most people are uncertain about negotiating mortgages directly with their bank. Brokers negotiate mortgages every day on behalf of buyers and have a wealth market knowledge to secure competitive rates.
4. More choice means more competitive rates. We have access to a network of major lenders in Canada, so your options are extensive.
5. Ensure that you’re getting the best rates and terms. Even if you’ve already been pre-approved for a mortgage by your bank or another financial institution, you’re not obliged to stop shopping!
6. Get access to special deals and add-ons.
We do the math on which offers might be worth your attention.
7. Things move quickly.
Our job isn’t done until your closing date goes smoothly. We’ll help ensure your transaction takes place on time and to your satisfaction.
8. Get expert advice. When it comes to mortgages, rates and the housing market, we are not limited. We will explain the various mortgage terms, conditions and rates so you can decide confidently.
9. No cost to you. There is (in most cases) no charge for our services.
10. Ongoing support and consultation.
From now on I will use a mortgage broker to help me. It is really hard to deal in the real estate market alone.
ReplyDelete